With the İşbank current account, the entire world of cashless transactions is at your disposal – including domestic and international transfers, as well as standing orders. Apply for your new current account quickly and easily – simply by presenting proof of identity and your official proof of residence at one of our branches.
Our Account Change Service for you:
It is not easy to change an account, there are many formalities to consider. Of course we support you in changing your account and make everything necessary easy and fast for you. You only have to address our employees concerning our account change service.
In our downloads section on the right side you will find general information on account change service according to the Payments Account Law as well as an authorization form by the account holder for the account change service.
Free Cash Service with the İşbank-Girocard
The ATMs in our branches are available for a free cash service. In addition, you can use the ATMs from Euronet's existing network for free cash withdrawals with İşbank Girocard. Euronet has over 2,000 ATMs throughout Germany and is one of the country's leading ATM operators.
In addition, you can easily cash back in well-known supermarkets with your İşbank Girocard. From a purchase value of at least 10 to 20 EUR you can withdraw up to 200 EUR free of charge.
Remark:
Our cooperation with Cardpoint has been ended.
Starting from 29.09.2023, fees will be charged for cash withdrawals with the İşbank Girocard using the Cardpoint GmbH network.
Fees of the ATM Operators
These fees may be charged by any ATM operator for cash withdrawals - directly to the customer wishing to withdraw the cash. The additional fee is always displayed before the payment at the ATM. As a customer, you can then decide whether you want to pay the fee or cancel the process for free. Please note that if you use your İşbank Girocard to withdraw cash from an ATM belonging to the Association of German Banks, the cardholder will be responsible for any fees incurred.
The overdraft interest rate for tolerated overdrafts is 14.50% p.a. (Status: December 2021) and is variable. The interest rate is applied to the time and amount of the claim (interest charge period: quarterly). * A tolerated overdraft is the overdrawing of an overdraft possibility (for example overdraft facility) granted on an ongoing account beyond the contractually agreed amount or the overdrawing of an ongoing account without an overdraft possibility.
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